How To Tighten Your Budget When You Buy A Home

Once you buy a home, you realize that every penny of your budget matters. The initial purchase of a house can be financially overwhelming. You’ll be withdrawing thousands of dollars from your account to secure the home. Once you close on the house, it’s time to buckle down on your budget. Continue reading for some tips on how to do just that.

Food Spending

For most people, food spending is one of the biggest things that suck the life out of their budget. Whether you’re getting take out three times a week or spending massive amounts at the grocery store, it’s time to take a serious look at your food spending.

Shop With A Plan

If you head to the grocery store with a plan in mind, your shopping trip will be more successful and less expensive. Many people are unsure of what they have in their cabinets and fridge, let alone what to make for dinner. Make a list of meals to have for the week. Then, see what you need to complete those recipes in your kitchen and pantry. It’s also a good idea to stock your pantry with essentials when sales are going on.        

Supermarket ads can also be incredibly useful. You might have to store hop on a weekly basis, but shopping with the sales can save you a lot of money in the long term. 

Look At Your Credit Card Statements

Are you being charged for a monthly gym membership that you don’t ever make use of? You can do one of two things: Start going to the gym or cancel out your membership and begin a daily jogging routine. Look at your cable bill and any other monthly subscriptions that you have. See where you can cut back. Are premium movie channels a necessity? It’s easy to forget what we’re being charged for on a monthly basis if we don’t look at our bank and card statements. 

Cut Luxuries

Maybe in your life before becoming a homeowner, you went for a weekly massage or had a monthly housecleaning service. You can still have these luxuries, but they may need to be less often or less extensive. For example, a significant portion of time during maid service is spent loading the dishwasher or cleaning pots and pans. You can clean up after yourself and your family each night following dinner and cut back on the amount of time a maid would need to spend in your home. The cleaning person also now will have more time to spend on other things in the house that need attention. 

You can keep your massage; it may just have to be bi-weekly or monthly. Get creative to still have the things you want in your budget without going overboard.    

94 Bishops Forest Dr Unit 94, Waltham, MA 02452 has an Open House on Sunday, Jan 27, 2019 at 12:00 PM








94 Bishops Forest Dr,



Waltham, MA 02452

Condo

$684,000
Price

5
Rooms

3
Beds

3
Baths

Highly coveted, luxury Exeter ranch style condominium end-unit @ Bishops Forest located in Wayside Village. Care free single level living at it's finest! Large open floor plan features first floor master suite with walk in shower, dual sink vanity, as well as 2 walk-in closets. Kitchen features granite counter tops, stainless steel appliances, ample cabinet space, pantry and sun-drenched dinette nook. Cozy wood burning fireplace in living room with cathedral ceilings and hardwood floors. The generous dining area includes a slider leading directly to the private deck. A fully finished lower level offers significant additional private living space: huge family room, kitchenette w/island, bedroom, and full bath. Absolutely perfect for guests. The attic provides massive storage accessed via a full set of pull down stairs. Additional amenities include direct entry one car garage, central A/C, security system and more. This is the unit you've been waiting for, don't miss out!

Open House

Sunday

January 27
at
12:00 PM to 1:30 PM

Cannot make the Open Houses?

Location: 94 Bishops Forest Dr, Waltham, MA 02452    Get Directions

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Here’s What Homebuyers Need to Look for in a Home Listing

If you intend to buy a house, you probably will check out a lot of home listings over the next few days and weeks. However, it is important to note that not all home listings are created equal, and how you analyze home listings may dictate your homebuying success.

Ultimately, there are several factors that homebuyers need to consider as they assess home listings, and these factors include:

1. Price

The price of a home is one of the key factors – if not the most important factor – that a homebuyer needs to consider in a home listing. Because if you ignore a home’s price, you risk wasting precious time and resources as you pursue a home that falls outside your price range.

When it comes to buying a home, it pays to develop a budget ahead of time. That way, you’ll know how much you can spend on a residence and can tailor your home search to fit your budget.

You may want to get pre-approved for a mortgage prior to looking at home listings as well. By doing so, you can enter the housing market with a budget in hand and explore available residences that won’t force you to spend beyond your means.

2. Condition

Are you looking for a fixer-upper or a brand-new residence? Take a look at a home’s condition, and you can determine whether a particular residence is right for you.

Oftentimes, a decades-old residence may require myriad upgrades. This means you may need to allocate significant time and resources to enhance the condition of an old house after you finalize your home purchase.

On the other hand, it is essential to remember that a new house may prove to be more expensive than an old residence. And if you’re on the lookout for a bargain, you may want to shy away from listings for brand-new houses.

3. Features

Creating a list of must-have home features is ideal, as this will enable you to narrow your search for your dream residence.

For instance, if you want a home that has a big swimming pool, you can browse home listings accordingly. Or, if you would like to buy a house that is located near some of the nation’s best schools, you can focus on home listings in cities and towns that feature top-rated schools.

If you want to streamline your home search, it usually helps to look beyond home listings. Fortunately, real estate agents are available to help you accelerate your search for the perfect residence.

A real estate agent understands the ins and outs of the housing market. He or she will learn about your homebuying goals and provide you with the latest home listings. Then, a real estate agent will work with you to simplify your home search and ensure that you can discover a terrific residence at an unbeatable price.

Take the guesswork out of reviewing home listings – use the aforementioned tips, and you can quickly evaluate a wide range of home listings and find your dream house.

Another Property Sold – 16-18 Oak Hill Rd Waltham, MA

This Multi-Family in Waltham, MA recently sold for $665,000. This style home was sold by – Coleman & Sons Real Estate.








16-18 Oak Hill Rd,



Waltham, MA 02451

Multi-Family

$674,900
Price

$665,000
Sale Price

2
Units

1,830
Approx. GLA

Highly desired Highlands neighborhood This solid well-maintained home, with a 2-stall garage is a must see. Second floor apt has a great view of Boston Seller has never lived in the property, however it has been in the same famliy since the 1960's Natural woodwork in most of the home is a real plus (KItchens have been painted ) cosmetic work needed Great Location to public Transportation, Highways, shopping, restaurants, prospect hill park . Property is now vacant and easy to show

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